What is the difference between a simple Will by GM Legacy and a complex Will? – Goalsmapper Helpdesk

Instructions for Will	Simple Will by GM Legacy	Complex Will
Language Will is written in	English only	English Other Languages (if applicable) Note: It depends on the jurisdiction in which you are writing your Will as there are specific legal requirements to adhere to.
Testator’s personal details	✔️	✔️
Nationality of testator	Any nationality as long as the full name and their identification number is able to be identified as the testator	Any nationality as long as the full name and their identification number is able to be identified as the testator
Translator for testator who cannot read and/or write English	✔️	✔️
Location of Assets	Worldwide (including Singapore) Singapore only Singapore and Malaysia Only Note: The Will can govern the disposition of assets in Singapore, and possibly foreign assets, depending on the laws of the other jurisdictions.	All countries
Number of Beneficiary(ies)	Up to 20 beneficiaries (for each main and substitute beneficiaries)	No limit to the number of beneficiaries
Beneficiary(ies)	Person(s) Company Organisation (e.g. Charity, Society, Religious Institution) *Allocation of residuary estate only.	Person(s) Company Organisation (e.g. Charity, Society, Religious Institution)
Distribution of residual estate to beneficiary(ies)	By percentage	By percentage By absolute amount
Appointment of individual(s) as Main and Substitute Executor(s) & Trustees	✔️	✔️
Appointment of company as Main and Substitute Executor(s) & Trustees	✔️	✔️
Cash Gifts to Guardian(s) and Executor(s) & Trustee(s)	Have an option to give specific amount for different frequency (i.e. lump sum, monthly, quarterly, semi-annually and annually)	Have an option to give specific amount for different frequency (i.e. lump sum, monthly, quarterly, semi-annually and annually)
Asset Types	Cash Gift (by absolute amount) Specific Bank Accounts (up to 10 accounts) Specific Investment Accounts (up to 10 accounts) HDB (Able to include 1 only) Private Property (Up to 3 properties) Overseas Property (Able to include 1 only) Insurance policies without nomination Note: For other assets such as jewellery, watches, and bags, etc, they will fall under the residuary estate. Coming soon: Additional options to allow the testator to select personal belongings (jewellery, watch and bag), and motor vehicles and allocate respectively.	Cash gift Bank Accounts Investment Accounts HDB Private Properties Overseas Properties (if applicable) Insurance policies Personal belongings (jewellery, vehicles, etc.) Digital assets (e.g., online accounts, cryptocurrencies) Note: Testator is able to select individual accounts, properties, and assets and allocate respectively.
Distribution of assets to beneficiary(ies) who does not survive testator	3 options: Form part of the beneficiary’s estate Be given to the other surviving beneficiary(ies) proportionally Be given to the beneficiary’s surviving children Example of clause: “If either of the beneficiaries named above does not survive me, then the benefit he/she would have received shall form part of his/her own estate.” “If any of the beneficiaries named above does not survive me, then the benefit he/she would have received shall be given to the other surviving beneficiaries named above in equal shares / proportionally.” “If either of the beneficiaries named above does not survive me, then the benefit he/she would have received shall be given to his/her surviving children in equal shares.”	Customisable
Survivorship Clause (number of days Beneficiaries must survive)	Option to select 0, 14, 30, 45, 60, 75, and 90 days	Customisable
Testamentary Trust	Able to create a movable testamentary trust for any beneficiary you have named under “Movable Assets” or “Residuary Estate”. Various conditions to allow you to specify delayed distributions or milestones for that beneficiary. Provision may be included to appoint a substitute beneficiary in the event that any minor beneficiary named in this clause predeceases without having received his/her share.	Customisable instructions for respective individuals at different life stages
Funeral Wishes	✔️	✔️
Write your wishes	Coming soon	✔️
Standby Trust	✔️ (Applicable only if appoint Precepts Trustee as Sole Executor & Trustee and Precepts Trustee Ltd Standby Trust as a beneficiary)	✔️
Living Trust	✖️	✔️
Mental Capacity	✖️	✔️
Marriage Clause	✖️	✔️
Other instructions	✖️	✔️

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