The downpayment for Singapore properties depends on a few factors
- Type of Loan
- Loan Tenure
- Number of outstanding loans
HDB Loan
HDB loans are only relevant for HDB Flats
| LTV Limit | 80% |
| Downpayment | 20% |
| Minimum Cash (Downpayment) | 5% |
Private Bank Loan
| Outstanding housing loans | Loan Tenure | Outstanding housing loans | Downpayment | Minimum Dowpayment in Cash |
| 0 | 30 years or Less | 75% | 25% | 5% |
| 0 | More than 30 years | 55% | 45% | 10% |
| 1 | 30 years or Less | 45% | 55% | 25% |
| 1 | More than 30 years or Loan above 65. | 25% | 75% | 25% |
| 2 or More | 30 years or Less | 35% | 65% | 25% |
| 2 or More | More than 30 years or Loan above 65. | 15% | 85% | 25% |